[vc_row full_width=”1″ css=”.vc_custom_1440605414478{background-color: #ffffff !important;}”][vc_column][vc_single_image image=”4611″ img_size=”large” alignment=”center” style=”vc_box_shadow_circle_2″ css_animation=”cms_animate zoomIn wow” vc_none_hover_effect=”” equal_height=”true”][vc_row_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”MORE THAN RESPONSIVE<\/p>\n
We will walk you through every step of the process from beginning to end and happily answer all your questions. Our advanced technology allows you to have real time access to your account, and comfort knowing that our tech driven platform will always keep you in the know!” font_container=”tag:h2|font_size:30px|text_align:left|line_height:1″ google_fonts=”font_family:Lato%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:300%20light%20regular%3A300%3Anormal” cms_custom_headding_type=”heading-borderleft-textbold” cms_rotator_effect=”zoom_out” css=”.vc_custom_1627475881286{margin-bottom: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”POWERFUL PERFORMANCE<\/p>\n
The title and escrow business involves a lot of moving parts and we take pride in offering thorough underwriting and evaluation of property title searches, among a host of other services. We are the trusted liaison between all parties. You can think of it like this: Unity is like your personal safe during your real estate transaction.” font_container=”tag:h2|font_size:30px|text_align:left|line_height:1″ google_fonts=”font_family:Lato%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:300%20light%20regular%3A300%3Anormal” cms_custom_headding_type=”heading-borderleft-textbold” css=”.vc_custom_1626730170817{margin-bottom: 0px !important;}”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”1″ css=”.vc_custom_1440605414478{background-color: #ffffff !important;}”][vc_column css_animation=”cms_animate wow fadeInLeft” equal_height=”1″ column_max_width=”1″ offset=”vc_col-lg-6 vc_col-md-6″][vc_empty_space][\/vc_column][\/vc_row][vc_row row_color=”#77a7d6″ row_head_color=”#f1f1f1″ bg_style=”img_parallax” css=”.vc_custom_1622660587255{padding-top: 130px !important;padding-bottom: 80px !important;background-image: url(https:\/\/unitytitleandescrow.com\/wp-content\/uploads\/2015\/08\/work-proc-bg.jpg?id=620) !important;}”][vc_column width=”1\/3″ offset=”vc_col-lg-4″][vc_row_inner][vc_column_inner][vc_custom_heading text=”OUR|SERVICES” font_container=”tag:h2|font_size:42px|text_align:left|color:%23ffffff|line_height:36px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:300%20light%20regular%3A300%3Anormal” cms_custom_headding_type=”heading-inline-borderleft-textbold heading-borderleft-textbold” cms_heading_specolor=”true” css=”.vc_custom_1622927984211{margin-bottom: 50px !important;}”][vc_column_text css=”.vc_custom_1622643782217{margin-bottom: 50px !important;padding-bottom: 0px !important;}”][\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/3″ offset=”vc_col-lg-offset-1 vc_col-lg-7″][vc_row_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”TITLE SEARCHES” cms_fancybox_subtitle=”We order title searches and conduct an evaluation of the findings” icon_lineaicon=”icon icon-basic-lightbulb” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”UNDERWRITING” cms_fancybox_subtitle=”We underwrite every file and submit title commitments to your lender” icon_lineaicon=”icon icon-basic-gear” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”TRACKING” cms_fancybox_subtitle=”We track lien releases and ensure a clear title” icon_lineaicon=”icon icon-basic-eye” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”ORDERING” cms_fancybox_subtitle=”We order essential items including, payoffs, deeds, homeowners\u2019 insurance, inspections, and surveys” icon_lineaicon=”icon icon-music-shuffle-button” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”COORDINATE AND DISTRIBUTION” cms_fancybox_subtitle=”Construction draws, disbursement requests, update title and provide endorsements” icon_lineaicon=”icon icon-basic-display” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”NOTARY SERVICES” cms_fancybox_subtitle=”We provide notary services for our real estate transactions or anyone needing this service” icon_lineaicon=”icon icon-basic-geolocalize-01″ cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”ASSEMBLY” cms_fancybox_subtitle=”We partner with your lender to provide you with accurate closing documents” icon_lineaicon=”icon icon-basic-folder” cms_template=”cms_fancybox_single–layout4.php”][cms_fancybox_single icon_type=”lineaicon” title_item=”RECORD LEGAL DOCUMENTS” cms_fancybox_subtitle=”We record all legal documents at the Courthouse” icon_lineaicon=”icon icon-basic-lock” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][vc_column_inner width=”1\/2″][cms_fancybox_single icon_type=”lineaicon” title_item=”SETTLEMENT SOLUTIONS” cms_fancybox_subtitle=”We provide efficient and timely closings at your convenience with professional agents” icon_lineaicon=”icon icon-ecommerce-graph1″ cms_template=”cms_fancybox_single–layout4.php”][cms_fancybox_single icon_type=”lineaicon” title_item=”POLICY ISSUANCE” cms_fancybox_subtitle=”We issue both lender and owners title policies” icon_lineaicon=”icon icon-ecommerce-receipt” cms_template=”cms_fancybox_single–layout4.php”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row cms_row_overflow=”1″ css=”.vc_custom_1440661036533{padding-top: 80px !important;padding-bottom: 80px !important;}”][vc_column width=”1\/2″ offset=”vc_col-lg-6 vc_col-md-6″][vc_custom_heading text=”WHAT IS A|TITLE AND ESCROW COMPANY?” font_container=”tag:h2|font_size:30px|text_align:left|line_height:36px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:300%20light%20regular%3A300%3Anormal” cms_custom_headding_type=”heading-borderleft-textbold” css=”.vc_custom_1622662065800{margin-top: 60px !important;margin-bottom: 80px !important;}”][\/vc_column][vc_column width=”1\/2″][vc_gallery type=”cms_special” images=”3828″ img_size=”LARGE” onclick=”” css_animation=”fadeIn”][\/vc_column][\/vc_row][vc_row full_width=”true” row_color=”#d1d1d1″][vc_column][vc_tta_accordion style=”bg-heading” spacing=”20″ gap=”20″ c_align=”center” c_icon=”” active_section=”” css_animation=”lightSpeedIn” collapsible_all=”true” title=”EXPLORE” css=”.vc_custom_1626641666592{padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;background-color: #d6d6d6 !important;border-radius: 5px !important;}”][vc_tta_section i_icon_fontawesome=”fas fa-question-circle” add_icon=”true” title=”LEARN MORE ABOUT TITLE” tab_id=”1626631298470-9f98bcee-d0a9″][vc_custom_heading text=”Title companies act as the Title agent and researches real estate records to ensure the seller has the right to sell the property to the buyer. We are looking for liens and encumbrances against the property. We prepare commitments for the Lender and issue both Lenders and Owners Insurance Policies to protect the lenders investment as well as yours. We obtain all closing documents, prepare closing package and facilitate your closing. We manage assets, we track lien releases, order and obtain payoffs, deeds, homeowners\u2019 insurance, inspections, and surveys. We coordinate draws, disbursement requests and update title with each request. We also provide title endorsements and notary services.” font_container=”tag:h2|font_size:18|text_align:center|color:%23ffffff” google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal” cms_heading_specolor=”true” css=”.vc_custom_1626636171462{background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;border-radius: 2px !important;}”][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fas fa-question-circle” add_icon=”true” title=”LEARN MORE ABOUT ESCROW” tab_id=”1626631298510-6ca54fc5-7bba”][vc_custom_heading text=”What is Escrow? An escrow company provides an important service during the home buying and selling process. Once the process begins, documents, money, title, and securities will need to be exchanged between the parties involved, and the escrow company will facilitate this until the property legally changes hands. This can often include earnest money deposit or good faith payments made from a homebuyer to a seller to take the property off the market.” font_container=”tag:h2|font_size:18|text_align:center|color:%23ffffff” google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1626636336663{border-radius: 5px !important;}”][\/vc_tta_section][\/vc_tta_accordion][vc_empty_space height=”65px”][\/vc_column][\/vc_row][vc_row full_width=”true” row_color=”#d1d1d1″][vc_column width=”1\/2″][\/vc_column][vc_column][vc_custom_heading text=”What are the differences between Owner’s and Lender’s Title Insurance Policies and what do they protect me against?” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal” css_animation=”cms_animate wow fadeInDown”][vc_row_inner][vc_column_inner width=”1\/3″][vc_custom_heading text=”Owner’s Policy” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal”][vc_hoverbox image=”3821″ primary_title=”” primary_align=”left” primary_title_font_container=”color:%23ffffff” primary_title_google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal” hover_title=”” hover_align=”left” shape=”square” hover_background_color=”black” align=”left” css_animation=”fadeInLeft” use_custom_fonts_primary_title=”true”]<\/p>\n
An Owner’s Policy protects the borrower if someone challenges the ownership of property based on title defects that were unknown when the policy was purchased. The coverage protects the borrower and their heirs as long as they have an interest in the property. The borrower will pay a one-time premium at closing for this protection. In the event there is a claim against the title in the future, the title insurer, without expense to the policy holder, will defend the borrower against a challenge to the property title. \u200bA borrower may lose both the property and the equity in the property if they are not covered.<\/p>\n
[\/vc_hoverbox][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_custom_heading text=”Protects against” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal”][vc_hoverbox image=”4363″ primary_title=”” primary_align=”left” primary_title_font_container=”color:%23ffffff” primary_title_google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal” hover_title=”” hover_align=”left” shape=”square” hover_background_color=”black” align=”left” css_animation=”fadeInLeft” use_custom_fonts_primary_title=”true”]Deeds by persons of unsound mind<\/p>\n
Deeds by minors<\/p>\n
Deeds executed under an invalid or expired power of attorney<\/p>\n
Liens for unpaid taxes<\/p>\n
Fraud<\/p>\n
Mistakes in the recording of legal documents<\/p>\n
Forged deeds, releases, or wills<\/p>\n
Undisclosed or missing heirs, including spouses[\/vc_hoverbox][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_custom_heading text=”Lender’s Policy” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal”][vc_hoverbox image=”3997″ primary_title=”” primary_align=”left” primary_title_font_container=”color:%23ffffff” primary_title_google_fonts=”font_family:Source%20Serif%20Pro%3A400%2C600%2C700|font_style:400%20regular%3A400%3Anormal” hover_title=”” hover_align=”left” shape=”square” hover_background_color=”black” align=”left” css_animation=”fadeInLeft” use_custom_fonts_primary_title=”true”]A Lender’s Policy protects the Mortgage Lender in the event that\u00a0someone attempts to challenge the\u00a0property title based on any title defects that were unknown when the policy was purchased. It\u00a0is a loan requirement that the buyer obtain a Lender\u2019s Title Insurance Policy when a borrower takes out a loan to buy their new home.<\/p>\n
\u200bThis\u00a0coverage does not provide any protection for the buyer.<\/p>\n
[\/vc_hoverbox][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=”65px”][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][vc_column][vc_btn title=”LET’S WORK TOGETHER” style=”cms-viewall” size=”lg” align=”center” color_viewall=”dark” link=”url:https%3A%2F%2Funitytitleandescrow.com%2F%3Fpage_id%3D25|target:_blank”][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"
[vc_row full_width=”1″ css=”.vc_custom_1440605414478{background-color: #ffffff !important;}”][vc_column][vc_single_image image=”4611″ img_size=”large” alignment=”center” style=”vc_box_shadow_circle_2″ css_animation=”cms_animate zoomIn wow” vc_none_hover_effect=”” equal_height=”true”][vc_row_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”MORE THAN RESPONSIVE We will walk you through every step<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":19,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"spay_email":"","footnotes":""},"class_list":["post-1070","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"blog-thumb":false,"blog-slider":false,"portfolio-wide":false,"portfolio-square":false,"team":false,"team-square":false,"post-thumbnail":false},"uagb_author_info":{"display_name":"unitytitle","author_link":"https:\/\/unitytitleandescrow.com\/author\/unitytitle"},"uagb_comment_info":0,"uagb_excerpt":"[vc_row full_width=”1″ css=”.vc_custom_1440605414478{background-color: #ffffff !important;}”][vc_column][vc_single_image image=”4611″ img_size=”large” alignment=”center” style=”vc_box_shadow_circle_2″ css_animation=”cms_animate zoomIn wow” vc_none_hover_effect=”” equal_height=”true”][vc_row_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”MORE THAN RESPONSIVE We will walk you through every step","_links":{"self":[{"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=\/wp\/v2\/pages\/1070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1070"}],"version-history":[{"count":0,"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=\/wp\/v2\/pages\/1070\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=\/wp\/v2\/pages\/19"}],"wp:attachment":[{"href":"https:\/\/unitytitleandescrow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}