CLOSING OPTIONS
TRADITIONAL OR NOTARY
HYBRID
REMOTE
ECLOSING
A traditional closing is an in person meeting with the settlement agent and typically happens in the settlement company’s office. They manually go through the loan package, and sign in the presence of a notary.
A mobile closing is when a settlement agent or notary comes to you to sign your paper loan package and notarizes the documents in person.
A hybrid closing is a blend between a traditional closing and an eclosing. Essentially, many documents are signed online before the closing day, and others must be printed, wet signed, and notarized in person with a notary.
With a remote online closing you can digitally access and sign documents using a portal provided by the settlement company or lender. This process connects you with a notary using two-way video conferencing technology, which allows you to sign all documents securely and conveniently with an electronic signature. The parties do not need to be in the same location.
Eclosing is a digital online closing that occurs when the signers and the notary meet on video application. The documents will contain an electronic signature and electronic notarization. Once signed, the documents are returned to the notary for wet ink signature by the notary.
ADVANTAGES OF CLOSING DIGITALLY
No more cancelled or delayed closings. No more inconvenience of trying to find closing times that suit everyone. No more travel expenses or mobile notaries.
Conducting identity checks using official documentation as part of the process and video recordings, we can be sure that fraudulent activity is deterred, and easily detectable.
On almost any device, anywhere and with no software to download! From start to finish quickly and efficiently.
Everyone is online in their own virtual closing rooms where it is comfortable: the closer/notary, buyer, seller, broker and/or agent.
Digital transactions are embedded in our lives — from mobile banking to tax filing. It’s easier, faster, less expensive and more efficient
Errors can be fixed on the stop and do not have to wait until the following day, greater accuracy, increased security and environmentally friendly.
Expedited funding authorization, so you receive your money faster.
Using advanced identification methods, Unity Title always knows who is signing their legal documents.
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